Our Cash Discount program provides you with a new method of implementing a service fee to all customers who pay with a card while providing a discount to those who pay with cash.

1.Price your Goods & Services

Businesses enrolled in our cash discount program will price their goods with the cost of processing feeds included. For example. 1-hour foot massage $40.00 with $3.00 processing fee, they would price this item at $40.00 plus $3.00, that is $43.00

2. Signage

 When your customer checks out, they will sea signage (which we provide) that explains the price listed os for credit card purchases and if they pay by cash, they will receive a discount. In this example, we used $3.00, so the discount is $3.00

3. Payment

If the customer pays with a credit card, they will pay the amount of $43.00 in total. If they pay with cash, the receipt will show the cash discount amount of $3.00, that is being discounted from the overall amount of $43.00, so they pay $40.00

4. ZERO fees

You eliminate your credit card processing fees while providing your customers an option to receive a discount with no cost to you.

• Merchant must display signage at point of entry (In-store & Online)
• Merchant must display signage at point of transaction(Checkout stand & checkout page online)
• Charge to customer cannot exceed 4% and cannot exceed the amount they currently pay for credit card processing. i.e. if you are currently paying an effective rate of 3%, you cannot price higher than 3%.
• Receipts must accurately display Cash Discount in the same font for all transactions.

• We provide all signage that needs to be placed at point of entry and register in-store 
• We will never charge greater than 4% on any credit or debit card transaction.
• Our receipt clearly displays “Non-Cash Charge” separately and in the same size and font as other text on the receipt.
• We provide Cash Discount Compliant Terminals which are PCI compliant, NFC, and EMV ready

When a fee is incorrectly applied to a transaction, any additional fee charged to those consumers using a credit card is labeled a Surcharge and that is expressly forbidden by Visa, Mastercard, and the processing provider without taking very specific steps. The way around this process is to allow us to automate a Cash Discount Program for you which is different than the Surcharge. We will automate your equipment so that the $3.00 Service Fee is automatically added for those customers using any method of payment other than cash (essentially credit cards), but those who pay with cash receive a discount.

By utilizing the WPN Cash Discount program, we establish proper pricing for you to ensure you stay within all stated guidelines.

In fact, surveys have shown that over 80% of respondents stated they wouldn’t think twice about paying a $3.00 Service Fee for the convenience of using their credit card rather than carrying cash. And we all know that fewer and fewer of us are carrying cash these days...and everyone loves the rewards associated with their credit cards.

If for any reason you wish to discontinue WPN Cash Discount Program, we will immediately change you back to traditional interchange pricing.